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Brevard Florida

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Hurricane Links
Weather Websites  - Governmental, commercial, local, rss, radio, newspapers, general
Disaster Resources and other Agencies
Some great links on hurricane info
Brevard Emergency Management
Melbourne, FL Weather Service Office
National Hurricane Center NOAA
Pre-Season - what to do months before the actual season arrives.
Hurricane Shutter Guide
Insurance Check-up
6 Questions to ask about your Insurance
Season Begins
To Do's as the season starts
Develop the Family Plan
Have a Pet Plan - don't forget fido and fluffy.
Approaching Storm
Overview of preparations
Supplies List
Food List
Don't rely on finding a hotel room when the storm comes   tips
Watch and Track
Interactive Tracking Map
Printable Tracking Chart
Personal Hurricane Software
Media coverage  - Websites to lots of weather coverage and hurricane information
Satellite Overview of the tropics
Evacuate or not
Should I go or stay ?
Evacuation plans
What to take to a shelter
During the Storm
Tips while the storm is passing
After the Storm
What to do if you've exhausted your water?
What a mess, what now?
Assess the damage
Generators - wattage guide | using a generator properly
Emergency Hotlines
Anatomy of a Hurricane
Intensities and Terms
How hurricanes create storm surge
Evolution of a hurricane
All you want to know about formation


Hurricane Guide

Take time to do an insurance checkup

Insurance companies typically will not issue new homeowners coverage in the days or hours before a storm comes ashore. Take the time to check your policy and talk with your agent before a storm threatens, to ensure that you have the proper coverage in place. 

Some tips:

Standard homeowner's policies do not cover flood damage. If you live in a flood-prone area, contact your insurance agent about flood insurance.

Many homeowners who live in flood-prone areas qualify for the National Flood Insurance Program. Your insurance agent will have information about this program. There is a 30-day waiting period between the time you purchase the insurance and the time it takes effect.

Be sure your coverage reflects the current value of your property. It may cost more to rebuild your home today than when you purchased your policy.

Be sure your coverage reflects the value of the contents in your home. Consider buying special coverage for any unusual or especially valuable items, such as jewelry, antiques or art.

Know the difference between "actual cash value" and "replacement cost." A quick example: The "actual cash value" of an 8-year-old television set might be $100, while the "replacement cost" would be what it would cost you to buy a new one today, say $300. You often have the option of purchasing both types of policies. Talk with your agent about which is best for you.

Get enough insurance to rebuild your home and to replace all of your personal belongings. If you have made a major alteration or improvement to your home, be sure to update your insurance. The same goes for major purchases such as electronic equipment.

Find out how much coverage you have for “Additional Living Expenses.” If your home is destroyed by an insured disaster, such as a hurricane, this would be for additional costs, such as hotel costs, while your home is being repaired. If you rent out part of your home, it would also replace lost income for the time you would not be able to collect rent. Many policies provide coverage for 20 percent of the amount of insurance you have on your house and may be for a specified time period. Additional coverage is generally available for an extra premium

Know your deductible. Many homeowner's policies are written with a different, higher deductible for windstorm damage than for other catastrophes. Make sure you know what the deductible would be if your home were damaged in a hurricane.